Accidents are unpredictable and depending on the severity, could leave you unable to do your job. With a comprehensive disability cover, you will be able to plan for the unpredictable.
A lump sum payment that is paid on permanent and total disability will enable you to take care of bonds and any outstanding debt. There can be up to a six month waiting period to determine whether the disability is permanent and
total, and it is therefore also important to tie up the lump sum disability with an income protection or temporary income protection.